Karmela is the Senior Vice President of Claims Solutions at The Hartford. She has held various positions of increasing responsibility during her tenure with the firm including Chief Compliance Officer Property and Casualty. Prior to joining The Hartford, Karmela was an Assistant District Attorney in Bronx County, New York. She holds a B. A. from Long Island University, C.W. Post and a J.D. from University of Miami School of Law. She is admitted to practice in N.Y. and N.J..